Are you a bright student who has just passed Class 10 with flying colors and lives in the Mumbai Metropolitan Region (MMR)? The Kotak Junior Scholarship Program 2025–26, offered by the Kotak Education Foundation (KEF), could be your ticket to a financially secure academic future.
This initiative, part of Kotak Mahindra Group’s CSR efforts, is designed to support meritorious students from low-income families by offering monthly scholarships, mentorship, academic help, and career guidance through Class 11 and 12.
🎯 About Kotak Mahindra Group & KEF
The Kotak Mahindra Group, established in 1985, is a leading name in India’s financial services sector. The Kotak Education Foundation (KEF), its CSR arm, works to uplift underprivileged students through scholarships, mentoring, and skill-building programs. The Kotak Junior Scholarship is one such powerful initiative focused on shaping the futures of high-performing students from economically weaker families.
📌 Kotak Junior Scholarship – Key Highlights
| Feature | Details |
|---|---|
| Scholarship Name | Kotak Junior Scholarship 2025–26 |
| Launched By | Kotak Education Foundation (CSR arm of Kotak Mahindra Group) |
| Target Students | Class 10 pass-outs from SSC/CBSE/ICSE (2025) |
| Eligible Location | Mumbai Metropolitan Region (MMR) |
| Scholarship Amount | ₹3,500/month (for 21 months) = ₹73,500 total |
| Last Date to Apply | 30th June 2025 |
✅ Eligibility Criteria
To apply for the Kotak Junior Scholarship, the applicant must:
• Be an Indian citizen residing in the MMR
• Have passed Class 10 in 2025 (SSC/CBSE/ICSE) with 85% or above
• Be admitted to Class 11 in a recognized junior college/school in the Arts, Commerce, or Science stream within MMR
• Have a family income of ₹3,20,000 or less per annum
• Not be a child of employees at Kotak Education Foundation or Kotak Education Foundation
📍 MMR Includes:
Mumbai City & Suburban, Thane, Kalyan, Dombivli, Ulhasnagar, Vasai, Virar, Panvel, Navi Mumbai, Palghar, Alibag, Uran, Karjat, and more.
🎁 Scholarship Benefits
Selected students will receive:
• Monthly Scholarship of ₹3,500 (21 months = ₹73,500 total)
• Mentorship support throughout Class 11 and 12
• Academic assistance to boost performance
• Career guidance for informed choices
• Exposure visits to broaden their learning and future opportunities
💡 Scholarship amount is disbursed quarterly or half-yearly and strictly for academic purposes such as tuition, travel, books, and stationery.
🗂️ Documents Required
Make sure you have the following ready:
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Class 10 Marksheet (SSC/CBSE/ICSE) – Mandatory
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Income Certificate (FY 2025–26, issued by Govt. of Maharashtra/India) – Mandatory
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Passport-size Photograph – Mandatory
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Aadhaar Card of student and both parents – Mandatory
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PAN Card of earning parent/guardian
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School Leaving Certificate
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Student’s Bank Account Passbook or Statement
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ITR/Form 16/26AS if any family member files returns (Optional)
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Death Certificate (if applicable, for single-parent cases)
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Photographs of family/laptop/vehicles (if applicable)
📥 How to Apply Online – Step-by-Step
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Go to the Kotak Education Foundation portal.
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Click on ‘Apply Now’ for the Kotak Junior Scholarship 2025–26.
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Register using your email ID, mobile number, or Gmail.
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You’ll be redirected to the application form page.
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Click ‘Start Application’.
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Fill in all required details across 9 sections.
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Upload the necessary documents.
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Accept the terms & conditions and click ‘Preview’.
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After verifying all details, click ‘Submit’.
🏆 Selection Process
• Applications are reviewed based on academic merit, financial need, and location criteria
• Shortlisted students may be contacted for further verification or clarification
• Final scholars are selected by the Kotak Education Foundation panel
❓ Frequently Asked Questions (FAQs)
Q1: What is the scholarship amount and duration?
A: ₹3,500/month for 21 months = ₹73,500 in total.
Q2: Who is eligible to apply?
A: Class 10 students (2025) with 85%+, residing in MMR, and with annual income below ₹3.2 lakh.
Q3: Can students from outside MMR apply?
A: No. The scholarship is only for residents of the Mumbai Metropolitan Region.
Q4: Can I apply offline?
A: No. Applications must be submitted online via the Kotak Education Foundation portal.
Q5: Is this scholarship available for all streams?
A: Yes. It is open to Arts, Commerce, and Science streams.
📞 Contact Information
Kotak Education Foundation
CSR Arm of Kotak Mahindra Group
📅 Important Date Reminder
🗓️ Last Date to Apply: 30th June 2025